Veteran   |   Small Business Owner   |   CPA   |   Banker   |   Business Broker   |   Commercial Real Estate Broker   |   Loan Brokers   |   Attorney   |   Franchisee

Financing Franchises Nationwide

44 Business Capital is a direct small business lending division of Berkshire Bank, providing loans to the U.S. franchise market. Specializing in SBA loans to finance franchises in a variety of industries including daycare, restaurants, retail grocery and automotive. Loan amounts range from $500,000 to $5MM with a rate based on credit quality with terms up to 25 years on real estate up to 10 years on business acquisitions, equipment and permanent working capital. For loans over $5MM 44 Business Capital may structure an SBA 7a loan paired with a conventional loan of up to $5MM (up to $10MM total). Our team of SBA experts work with entrepreneurial customers throughout the lending process, having originated over $1.5 Billion in SBA 7 (a) loans in just the last 15 years. 44 Business Capital understands that by fostering the growth of small businesses in our communities, we can have an impact on job creation and preserving employment opportunities.


44 NEWS

The 44 Advantage…

  • Access to the Decision Makers
  • Speed to Decision
  • No Loan Covenants

Our Clients…

  • Refinance existing debt
  • Purchase commercial real estate
  • Expand or purchase a business
  • Invest in new machinery & equipment
  • Improve company cash flow
  • Preserve Countless Jobs
OUR BORROWERS SAY IT BEST